B2B FinTech solutions for SMEs
Established in 2018, the company embarked on a journey as a pioneering FinTech with a specialization in factoring for SMEs. Since then, 4Trans gained substantial traction and secured its first investment of € 18 million in 2022. 4Trans won multiple awards, from CzechCrunch’s most favorite Czech B2B startup to scoring within MasterCard’s FinTech Engage and Deloitte Technology Fast50 Czech competition. This laid a foundation for a company capable of providing a comprehensive portfolio of financial products.
Ease your customer’s liquidity problems with reliable cloud-based factoring software
Meet our team members at WOA: Jaroslav Ton (CEO), Marek Wcislo (Partnership Director) and Alexandr Lagazzi (CMO).

Comarch Factoring manages the entire invoice lifecycle without unnecessary paperwork. The solution integrates a dedicated customer service tool, an advanced settlement engine and multi-channel access to factoring services. Thanks to the end-to-end process support the factoring company’s costs and workload are reduced to minimum.
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CMO
- 4TRANS FACTORING PL SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
- UL. ALEKSANDRA LUBOMIRSKIEGO 27 / 1, 31-509 KRAKÓW
- Email: lagazzi@4trans.cz